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First time investors in mutual funds to invest in conditions of incomplete information , and mostly they are affected by incoming uncertainties . But investing in mutual fund market timing are more important things should be kept in mind .First, take care
An ambitious unit holder should first decide how he 's Portfolio ( Portfolio ) wants to build . In other words, should the decision to grant him the right to own property . These asset allocation (asset allocation) is called . Asset allocation is the way that it determines how you put your money in various investments which are appropriate mix of asset classes .
Asset allocation rules that limited the investor 's age , the percentage of your portfolio should have as much money as your age . For example - if the investor is 25 years old, a 25 % debt (debt instrument) and the need to balance equity .
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In reality , each person is different according to the different circumstances and financial condition may be needed investment allocation . To understand asset allocation , you should be aware of many factors - such as age , occupation , number of family members , etc. to you . In general, the more you are young you can equally risky investments which yielded better returns .
How to select the right fund
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Remember to select the right fund - the key to choosing the right funds and their investment theory depends on the stability of returns . You choose the right fund is suitable for your needs , consider the following points to ensure that :• Set your financial goals .
• you are investing for your retirement ? enough for their child's education ? , Or for current income ?
• Consider your time frame . Do you want money in three months or three years ? , The more detailed your schedule , the more exposure you will be able to raise investment .
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• What do you think about taking risks ? The possibility of higher returns you to the ups and downs of the stock market are in a position to tolerate ? You Must your own risk appetite should know about , a guide to choosing the right plan can be invested . Remember , without concern for potential returns if you are not comfortable with a particular asset class, then you should consider other investment options ..jpg)
• Keep in mind - all these factors have a direct impact on the funds you choose and affecting the returns you expect to receive .Fund candy
• Index Fund
• Opportunities Fund
• Mid Cap Fund
• Equity Linked Saving Schemes
• Sector funds such as auto , Health Care , FMCG , banking , I. T etc.
• Balanced funds invest 100% in equity for those who want to risk( If chosen correctly, then the Top may perform better than other asset classes ) .
If you dare to take the risk with a long -term investor returns and are looking to beat inflation and equity funds is a top choice . Equity and equity oriented mutual fund schemes of various kinds (see Fund candy ) serves . Diversified fund investments would be appropriate to start with and gradually the area of credit risk and you can also ventured into the special fund .
Track
Czech fill in application forms and write just is not enough . How your investments are performing , it is equally important to keep an eye on . A qualified and professional investment advisor , you make the right decisions and measure the performance of your investments may help both . Additionally , you should also know that you own with little help, how can these sources .
Fact sheets and newsletters
Mutual fund fact sheet and newsletter published monthly and quarterly information including the Portfolio , the Fund managed by the Report on Plans and their performance of figurs .
Newspapers
Remember
It is important to check the information for you . Thoङa little time to get it , you just have to spend to analyze and understand information . To increase your chances of investment success is required . If you spend your time making money, he spent a cent on it then it will be good start . Most of these funds in order to choose the right bike with the help of a professional adviser to the SIP ( Systematic Invest Plan ), STP ( Systematic Transfer Plan ) , and time to get the right mix of investments .
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